Commercial Business ProductsOwning a business today, regardless of size, requires managing a combination of strategic, financial and human resources throughout the organization. First Indemnity Insurance Group has developed a reputation for providing the best professional liability products, especially in the community of law firms, attorneys and legal practices. It also enjoys access to broad scope of products designed to protect businesses again financial loss resulting claims of damage whether actual or alleged.
Examples of specialty coverages designed for small to mid-sized businesses that offer more comprehensive protection to our clients include premise liability, medical expenses, advertising/personal injury, defense costs, and tenant liability. Our team can customize the proper policy coverage in the following important business insurance exposures:
- Business Owner's Package (BOP) - Provides a comprehensive package of Property and Liability Coverages for a wide variety of small to mid-sized business entities.
- Workers' Compensation - Provides coverage for employees of a firm, business or organization injured in the performance of a job function or duty. This is mandatory coverage in a vast majority of the U.S. states.
- Fidelity Bonds - Provides coverage for companies or firms in a number of possible scenarios when handling the entity's and/or clients' funds. In a high percentage of cases, the bonds cover employee theft. Many large banks or financial institutions require law firms to carry such coverages when handling real estate closings.
- Surety Bonds - Many times these are required of attorneys or accountants to ensure compliance with state laws, statutes or regulations. These bonds may also cover licensing, permit or court requirements.